By saving into a top-up pension you’ve taken the first important steps towards a more comfortable retirement - and taken advantage of tax breaks that could help you enjoy the quality of life you desire in the future.

Please note, tax relief may alter and its value depends on your financial circumstances. Tax rules and legislation may change. The information we have given is based on our current understanding of law and HM Revenue & Customs practice.

	When did you last take a look at your pension? Can you be sure your pension is on course to provide the retirement you desire? Are your payments invested in the fund(s) that meet your investment needs and views?

The fact is, if you want your pension to support you as you expect in later life, you need to keep a keen eye on it now and give it a boost if necessary. That could mean topping up the amount you’re paying in, or simply checking that you're happy with the choice of funds in which your money is being invested.