By investing in your company pension you’ve taken the first important steps aiming towards a more comfortable retirement.

However, if you want the pension you receive in retirement to support you as you expect in later life, you may need to add to your pension plan.

You can top-up your company pension with a Stakeholder Pension Plan or Group Additional Voluntary Contributions Plan (Group AVC Plan) from Standard Life - aiming to bridge the gap between what you hope to expect to receive from your current pension arrangements, in retirement.

Instead of a Group Stakeholder Pension Plan with Standard Life, you could explore buying added years of service through your main scheme’s ‘Added Years’ facility, or consider a Group AVC. Alternatively, you might consider a Free-Standing AVC (FSAVC) with another provider.

Note: A Free Standing AVC may meet your need as well as this pension plan. Your financial adviser will be able to advise which pension plan is better for you. We do not offer a Free Standing AVC product.